Skip to content
CashD home
Log in
CashD
Check my employer
Log inBook a demo

For employers

Earned wage access is proven to reduce employee financial stress.

Global studies show earned wage access helps tackle the root causes of employee financial stress and job-hopping. [Studies — Gary to supply sources]

Book a demo
  • Happier employees
  • More productive teams
  • Better motivation
A woman in a cap checks her phone beside a coffee at a café table.

Works with the payroll, workforce management and HR software your team already uses.

Connect it once, and your team’s earned pay shows up in the app after every shift.

Using something else? Talk to us
  • MYOB
  • Employment Hero
  • Deputy
  • Reckon
  • Xero
  • Astute Payroll
  • Wageloch
  • HR3

Why it works

How does EWA improve financial wellness?

It gives your team a better option between paydays. And for employers, it’s cost neutral.

01

Alleviates personal financial stress

  • Breaks the payday loan cycle

    Between weekly, fortnightly or monthly pay cycles, unexpected costs like medical bills, car repairs or a higher utility bill can push workers towards expensive short-term loans or credit card debt.

  • Focus and wellbeing

    Money worries are a big cause of workplace stress and burnout. When employees can cover urgent costs with pay they’ve already earned, their wellbeing improves and the risk of fatigue and resignation falls.

02

Puts employees in control of their money

  • Better cash-flow management

    EWA lets workers line up their income with what’s due, like regular bills, so they avoid late fees and overdraft charges.

  • Autonomy and respect

    Trusting employees with access to the pay they’ve already earned builds mutual trust and respect between your business and your team.

The CashD app

Simple to use. Clear information. Help when you need it.

See what’s availableKnow what you can access at a glance.
Withdraw in a tapPick an amount and it’s in your bank instantly.
Get help quicklySupport is built into the app.

Reviews

Financial flexibility for every employee.

“What appealed to us about CashD was its simplicity. Our employees can access wages they have already earned, while the business maintains control and payroll processes remain unchanged.”
RonnieEmployer · Google review
“Since using CashD, I’ve been able to cancel my credit card entirely. I pay bills as soon as they arrive, and make fortnightly mortgage payments to reduce the interest I pay over time.”
SeanGoogle review
“It’s great to be able to align your income with weekly expenses. The app is easy to use, and the funds are transferred instantly.”
AndreaGoogle review
“I have a subdivision project underway and invoices arrive on a time-and-materials basis. Having CashD means I can pay them as soon as they’re due.”
StephGoogle review
“Being able to access a portion of my earned wages when unexpected expenses arise has taken some of the financial pressure off when I needed it most.”
GaryGoogle review

1 of 5

FAQs

Questions employers ask.

How much will CashD cost my employees?

Employees pay a one-off fee of 1.99%, although some employers pay it on their behalf. There are no late fees, hidden fees or interest. All fees are clearly stated in the app.

How much will CashD cost my business?

Nothing. Your employees pay to use CashD, not you, although some employers choose to pay on their behalf.

How is CashD different from payday loans and early wage access?

CashD isn’t a loan. There are no credit checks, no interest, no late fees, and employees can’t default. Any earned wages taken are exactly that: wages already earned that the employee is accessing before payday.

What is earned wage access?

A service that lets employees access their earned wages on demand, instead of waiting for payday.

How it works for employers

Are there any activity reports I can access to monitor uptake and usage of CashD?

Yes. Employers have their own interface, with a wealth of reports to view and export.

What controls do I have?

In the employer portal you can revoke or limit employee access, set up blanket controls, and view and run deduction files.

Does offering CashD expose the company to financial risks?

No. CashD funds wage withdrawals directly and automates payroll deductions to prevent employer risk.

How do I sign up to use CashD?

Either book a demo or sign up directly in the CashD portal. If your payroll, workforce management or HR/HRIS software partners with us, you can also sign up through their website or app.

Sign up in the CashD portal

How does this benefit me as an employer?

Benefits include increased employee satisfaction, improved talent attraction, zero impact on employer cash flow, and better productivity by easing employees’ financial stress.

How long does it take to set up a CashD account and offer it to employees?

It only takes 5 minutes to set up your account and then invite employees through our app. CashD is fully integrated with your payroll, workforce management or HR/HRIS software.

What does my finance team need to do?

Nothing. The whole solution is automated. The CashD deduction file is either delivered on an automated schedule or viewed and uploaded by your payroll officer, depending on the integration you use.

Will CashD affect my company’s cash flow?

It doesn’t. CashD provides the funds and is reimbursed through automatic post-tax deductions on payday.

Book a demo

See how CashD works for your team.

We’ll show you the app your team uses and how it connects to your payroll.

Book a demo