For employers
Earned wage access is proven to reduce staff turnover.
Global studies show earned wage access helps tackle the root causes of employee financial stress and job-hopping. [Studies — Gary to supply sources]
- Happier employees
- More productive teams
- Better motivation
Cost to your business
$0
Cost neutral, with no change to your pay run
Works with the payroll, workforce management and HR software your team already uses.
Connect it once, and your team’s earned pay shows up in the app after every shift.
Using something else? Talk to us
- HR3
Why it works
How does EWA help reduce staff turnover?
It tackles some of the root causes of workplace stress. And for employers, it’s cost neutral.
Increases workplace engagement and productivity
A direct reward connection
EWA shortens the time between effort and reward. Seeing the result of a completed shift straight away makes daily work feel more valued.
Higher morale
Employees who feel supported in managing their everyday finances report higher job satisfaction and greater loyalty.
A competitive hiring and retention advantage
Stand out from competitors
Offering EWA is a distinct benefit that sets you apart in high-turnover industries.
Less job-hopping
Once employees rely on real-time access to their earnings, moving to an employer with a rigid pay cycle feels like a step backwards. That raises the cost of switching.
The CashD app
Simple to use. Clear information. Help when you need it.
Reviews
Financial flexibility for every employee.
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FAQs
Questions employers ask.
How much will CashD cost my employees?
Employees pay a one-off fee of 1.99%, although some employers pay it on their behalf. There are no late fees, hidden fees or interest. All fees are clearly stated in the app.
How much will CashD cost my business?
Nothing. Your employees pay to use CashD, not you, although some employers choose to pay on their behalf.
How is CashD different from payday loans and early wage access?
CashD isn’t a loan. There are no credit checks, no interest, no late fees, and employees can’t default. Any earned wages taken are exactly that: wages already earned that the employee is accessing before payday.
What is earned wage access?
A service that lets employees access their earned wages on demand, instead of waiting for payday.
Are there any activity reports I can access to monitor uptake and usage of CashD?
Yes. Employers have their own interface, with a wealth of reports to view and export.
What controls do I have?
In the employer portal you can revoke or limit employee access, set up blanket controls, and view and run deduction files.
Does offering CashD expose the company to financial risks?
No. CashD funds wage withdrawals directly and automates payroll deductions to prevent employer risk.
How do I sign up to use CashD?
Either book a demo or sign up directly in the CashD portal. If your payroll, workforce management or HR/HRIS software partners with us, you can also sign up through their website or app.
How does this benefit me as an employer?
Benefits include increased employee satisfaction, improved talent attraction, zero impact on employer cash flow, and better productivity by easing employees’ financial stress.
How long does it take to set up a CashD account and offer it to employees?
It only takes 5 minutes to set up your account and then invite employees through our app. CashD is fully integrated with your payroll, workforce management or HR/HRIS software.
What does my finance team need to do?
Nothing. The whole solution is automated. The CashD deduction file is either delivered on an automated schedule or viewed and uploaded by your payroll officer, depending on the integration you use.
Will CashD affect my company’s cash flow?
It doesn’t. CashD provides the funds and is reimbursed through automatic post-tax deductions on payday.
Book a demo
See how CashD works for your team.
We’ll show you the app your team uses and how it connects to your payroll.